If you are one of the many California property owners facing foreclosure, you may feel there is no hope for keeping your home. Do not give in to this hopelessness, as there may be help available to you.
California Home Retention
At the Law Offices of Odion Leslie Okojie, we have extensive experience representing borrowers in loan modification negotiations including, but not limited to:
All types of Loan/Property Modifications
Government Supported Investors (GSE) Home Affordable Modification Program (HAMP)
Non-GSE HAMP
If you are struggling to keep up with your house payments, we will work with your lender to get a fair deal.
If your bank refuses to help you, we will provide the aggressive legal representation you need. Call us at 818 935 6163, 213-626-4100 or contact us online to schedule a free phone consultation.
Helping You Keep Your Home
When you come in for a prequalification meeting, we will go over your financial situation and explain how we can help. Having assisted many clients with loan modifications, we know how to convince lenders to renegotiate their loans. These factors often include:
- Your monthly take-home and income.
- Your monthly expenses.
- The current home loan mortgage structure.
We will do everything we can to help you achieve a lower interest rate and keep your home, especially if you currently have an adjustable rate mortgage (ARM). We have extensive experience helping our clients renegotiate their residential and commercial mortgages.
It can be overwhelming to negotiate with your lender on your own. At the firm, we will take care of everything for you. Many lenders respond more favorably to a lawyer than they will to a borrower. After we understand the entire financial picture, we will present the facts to your lender and show them why it is in their best interest as well as yours to grant a modification.
Let us help you keep your house. If you are having trouble making ends meet with your current loan structure, call us right away or contact us online to schedule a free phone consultation.
Our lawyers are highly skilled and accessible to get personal attention to every matter.